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Minimum deposit for Auction Finance?

In total, a minimum deposit of 25% of the Purchase Price is required. With 10% of the purchase price paid on the day of the Auction.


The maximum is 70-75% Loan-to-Value (LTV) for auction finance. Higher risk purchases can see the LTV decrease requiring more deposit. If the lender views the proposal as risky.


You may see 100% LTV Auction Finance advertised, this is where the deposit is secured on other property you own. Most lenders are happy with multiple securities.


The higher the deposit and more security you can offer the lender, the lower the LTV and better rates you can obtain.

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