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Can I remortgage with bad credit?

Remortgaging, when you have adverse credit, can be more straightforward compared to a purchase. Though only if you did not miss or default on a mortgage payment.

Your current lender may offer a product switch, allowing you to escape the lenders Standard Variable Rate (SVR). Not all lenders give such allowances.

Other lenders can view you as a good mortgage borrower even though, for example, you missed a mobile phone payment.

There are more options available for like-for-like remortgaging. Compared to if you want to release monies. Though there are 2nd charge lenders available too for that.

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