Bespoke Finance
Buy to Let Mortgage Limited Company Buy to Let
HMO Purchase
Bridging Finance

Can I get a mortgage if I’ve had a payday loan?

A payday loan on your credit file suggests to a lender a time when you needed money quick. It hints to them at budget issues and raises questions about affordability. 

Many mortgage lenders decline applications where you have had a payday loan. There are exceptions! 

If you have a 25% deposit (or equity), then there are ten's of lenders available. Otherwise, it often comes down to how recent your payday loan was taken out. The further in time it was, the more lending options are available.

Speak to an Adviser

[email protected]
Apply Online Call me Back
Home Contact Us About Us Sitemap Privacy Policy Complaints
Buy to Let Mortgage Limited Company Buy to Let
Buy to Let Remortgage Limited Company Remortgage Buy to Let Product Switch
HMO Purchase HMO Remortgage Limited Company HMO
Bridging Finance Auction Finance

Copyright © 2019 Bespoke Finance Direct Limited. All Rights Reserved.

Bespoke Finance Direct Limited is authorised and regulated by the Financial Conduct Authority (No. 715805).

Bespoke Finance Direct Limited is registered in England and Wales (No. 09623432) at 31 Church Lane, Pudsey, LS28 7LD.

Bespoke Finance, HMO.Mortgage and LifeInsurance.Studio are all trading styles of Bespoke Finance Direct Limited.

Apply 08009202001 Track