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Do some mortgage lenders specialize in Bad Credit Mortgages?

Some specialist mortgage lenders offer mortgages often to bad credit borrowers. Historically known as subprime mortgage lenders, they will take a view.

Unfortunately the due to higher risk, they charge higher rates and fees. It derives from the cost for them obtaining the finance and covering defaults.

These are what we call "last resort" mortgage lenders. We prefer to find a place given your circumstances with more mainstream lenders. Though if it meets your needs and affordability, we have options available for you.

Similarly, they are looking to ensure your bad credit is historical, rectified and unlikely to reoccur.

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