The HMO Mortgage market is in constant flux with lots of competition. This means rates vary from time to time within the Loan-to-value (LTV) ranges. If you have a small HMO a minority of lenders may allow you to mortgage on standard buy-to-let rates, large HMOs may require commercial rates.
Given these complexities - it's always best to talk to a specialist HMO Mortgage adviser at Bespoke Finance to find the best mortgage for your needs and circumstances.
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