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Can I get life insurance without medical checks?

Yes! We have insurers that will allow exclusions on past medical history and other options too.

You will be asked about your medical history on the application for life insurance. This may result in an Insurance Company asking for your medical records from your doctor. To determine if they will ensure you on standard rates, higher rates or not at all.


Though we do have insurers that will insure people with all sorts of medical history. We also have insurers that will provide life insurance with exclusions for the medical condition. We also have no medical life insurance policies.


If you have a medical history, you want to talk to one of our advisers. The online life insurance comparison tool is not designed for heightened risk policies.

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