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What is Life Insurance?

Life insurance is so important because it pays out a lump sum of money on the death of the policyholder. Money to enable loved ones to remain in the family home, maintain their lifestyle and morn your loss without having to worry about money.

It may not be needed if you don't have any dependents. Life Insurance is there to cover your financial absence, such as to pay off any debts or even fund the funeral.

The funds can be used however your estate chooses but typically used to pay down or off your mortgage. Replace your lost income in the family home. 

On application, you determine the Term you want to be covered for and the amount of cover that is needed. The longer the term and larger the cover generally the higher the premiums you will pay.

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Bespoke Finance Direct Limited is authorised and regulated by the Financial Conduct Authority (No. 715805).

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