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What is a buy-to-let mortage?

If you intend to buy (or remortgage) a property to rent it out you will need a buy-to-let mortgage.

The difference compared to a residential mortgage is consent to rent it out. Also the loan amount derives from the rent instead of your personal affordability.

You may need a specific type of mortgage - HMO Mortgages allow you to rent a single house to multiple tenants. A Limited Company mortgage allows you to buy in the name of a company

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